Watch Out For Scams
Solutions that sound too good to be true usually are!
BEWARE of anyone who asks for an upfront fee in exchange for getting you a loan modification, saving your home from default or stopping a foreclosure or tax sale. New York law prohibits the collection of such fees in most cases.
BEWAREof anyone who says they can “save” your home if you sign or transfer the deed to your house to them so you can catch up on your mortgage payments or refinance your loan.
NEVER make your mortgage payments to anyone other than your mortgage company without their approval.